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Better because of Jesus.
A Kingdom Investor's Guide

TreasureHunters.

How to be a Kingdom Investor.

Matthew 6:19-34 · Luke 12:13-32
◆ The Big Idea

Invest in what is eternal, not material.

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Four reasons to become a Kingdom investor.

Teaching Point · 01

Investing in the eternal produces guaranteed returns.

"Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal."

Matthew 6:19-20

Jesus commands us to invest. The only question is where. What we do now impacts eternity - and notice how He says, "for yourselves." There's a personal interest Jesus expects you to have.

Imagine an investment opportunity with incredible returns - but at some point, you're guaranteed to lose every dollar. Would you put your money in? That's exactly what storing treasure on earth looks like.

Now contrast that with an asset that's safe, protected, and yields incredible returns forever. Jesus is giving us insider trading information: exchange your earthly funds for heavenly currency. It's powerful and eternal.

"The money God entrusts to us is eternal investment capital. Every day is an opportunity to buy up more shares in His Kingdom." - Randy Alcorn

Treasures in Heaven are real rewards given to God's people who give generously - through enduring persecution, loving enemies, praying in secret, serving the Lord and His people, and yes, through how we use our money.

"Charge them... to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life."

1 Timothy 6:18-19
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Teaching Point · 02

Investing in the eternal guards against greed.

"For where your treasure is, there your heart will be also... No one can serve two masters... You cannot serve God and money."

Matthew 6:21, 24

Where our money goes, our heart goes. They are inseparable. Jesus warns about the lust of the eyes - when you see something and want it, greed can enslave your heart and mind.

Greed is trickery. It hides easily, often disguised as fiscal responsibility. Greedy people make excuses for not giving, claiming to be "good stewards." Saving and planning aren't bad - but greed wants to hold on tight.

◆ Marks of a Greedy Heart

  • Talk a lot and worry a lot about money
  • Are not cheerful givers
  • Reluctant to share
  • Are poor losers
  • Quibble over insignificant sums
  • Talk as if they have just enough to get by
  • Often create a culture of secrecy
  • Won't let you forget what they've done for you
  • Reluctant to express gratitude
  • Aren't content with what they have
  • Attempt to control people with their money

Greed is unbiased. It doesn't matter if you have money or not. It's not a financial issue - it's a heart issue.

"Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions."

Luke 12:15

The rich fool in Luke 12 wasn't condemned for saving - he was condemned for hoarding while ignoring God. He could have led seminars on retirement planning. Jesus called him a fool. Money was his god.

Contrast him with the widow who gave her last two coins. Many would have told her, "That's irresponsible." Jesus said she'd be rewarded forever. Greed is the secret sin of the church - a quiet spiritual destroyer.

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Teaching Point · 03

Abundant life doesn't come from abundant possessions.

"One's life does not consist in the abundance of his possessions."

Luke 12:15

This sounds counterintuitive in a culture that whispers more is better. But the people with the most stuff are often the most depressed. Studies suggest the minimum salary needed to feel "happy" in Texas keeps climbing - currently around $97,650 - and yet contentment never quite arrives.

The thrill of any new purchase fades. Abundant life isn't found in what you own but in who you know - Jesus Himself. So why do we keep investing in things that don't bring lasting joy?

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Teaching Point · 04

Kingdom investing diminishes anxiety.

One of the biggest reasons we become greedy is fear. Fear is the engine behind clinging to things that were never ours to begin with. Jesus addresses it head-on:

"Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?... Consider the lilies of the field, how they grow... even Solomon in all his glory was not arrayed like one of these."

Matthew 6:26, 28-29

"But seek first the kingdom of God and his righteousness, and all these things will be added to you. Therefore do not be anxious about tomorrow."

Matthew 6:33-34

The command is simple: seek His kingdom first. But Jesus surrounds the command with reasons for our hearts. Why do we hold on? Fear. Why do we make excuses? Fear. He answers fear with the Father's care.

◆ A True Story · Scott Lewis

Years ago Scott Lewis attended a conference where Bill Bright challenged people to give one million dollars to fulfill the Great Commission. The amount was laughable to Scott - his machinery business made under $50,000 a year.

Bill asked what he gave last year. "$17,000 - about 35% of our income." Bill replied, "Why not make a goal of giving $50,000 next year?" That was more than Scott had earned all year.

Scott and his wife asked God to do the impossible. With a miraculous December 31 provision, they gave the $50,000. The next year they aimed for $100,000. God provided again. Sixteen years later, Scott wrote that they had passed the one-million-dollar mark - and they didn't stop.

Our incomes differ. The amounts will differ. But every one of us can excel at this grace of giving.

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Personal Steps

Your game plan.

Five moves to start hunting eternal treasure this week.

01

Audit your treasure map

Pull up the last 30 days of spending. Where did your money actually go? Remember - where your treasure is, there your heart will be also. What does your bank statement say about your heart?

This week · 20 minutes
02

Name one greed pattern

Re-read the marks of a greedy heart from Point 02. Be honest - pick the one that hits closest to home. Confess it to God and to one trusted person. Greed thrives in secrecy; bring it into the light.

Today
03

Set a giving goal - bigger than comfortable

Like Scott Lewis, ask God for a number that would require Him to show up. Write it down. Make it a faith goal, not a math problem.

Pray about it
04

Make one Kingdom investment this week

A youth camp scholarship. A meal for a neighbor. Supporting an adoption. A surprise gift for someone in need. Move money from earthly storage into eternal storage - this week.

By Sunday
05

Replace anxiety with trust - daily

Each morning this week, read Matthew 6:25-34 before you check your phone. Hand the Father your worry list before the world hands you its noise.

Daily rhythm
For Group Discussion

Talk it through.

If a stranger reviewed your bank statement and calendar, what would they say you treasure most?
Read Matthew 6:21 together. Discuss the gap (or alignment) between what we say we value and what our spending and time actually reveal.
Which "mark of a greedy heart" hit closest to home - and why?
Be brave with one another. Greed thrives in secrecy. Naming it in community is how it loses its grip.
The rich fool in Luke 12 was praised by his culture and condemned by Jesus. Where do you see that same disconnect today?
How does our world define a "successful" life? How does Jesus define it differently? Where are you tempted to live by the world's scoreboard?
Have you ever experienced abundant possessions without abundant life? What did you learn?
Share a season when "more" didn't deliver what it promised. What helped shift your perspective?
What fear keeps you from giving more generously?
Running out? Looking foolish? Losing security? Name it specifically. Then read Matthew 6:25-34 and respond to Jesus' words honestly.
What would it look like for you to "seek first the kingdom" with your finances this month?
Get concrete. A dollar amount, a recipient, a rhythm. Vague intentions never become Kingdom investments.
Scott Lewis asked God for a goal that required Him to show up. What might that look like for you?
A faith goal isn't a math goal. Pray together about a number that stretches you - and circle back next week to share what God did.
How can this group hold each other accountable to invest eternally - not just intend to?
Pick one practical rhythm: monthly check-ins, shared giving goals, prayer for one another's faith steps. Decide before you leave.
Sienna Community Church
Real Life Together · Better because of Jesus
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